for all the posts. I think not having it all in one place really had me clueless to the amount. The majority is student loan and mortgage, so I can deal with it. I signed up for Financial Peace University, it starts in August. I have several of his books, but I thought this may give me the kick in the rear I need.

I also opened a free checking account at a different bank that I plan to use for savings, hopefully it will keep me from dipping into it.

we are in debt people!!
I just did a snowball worksheet and we won't be out of debt until thousands of years from now!!!

Oh my!

tonight I am going to revist the Dave Ramsey books I have for some inspiration. I managed to open an account at a different bank and sock away some money. I am going to try and add to it each paycheck. I figure this way - I have to go out of my way to get it out and I may save better.

Also, grocery shopping tonight with my budget list and menu ideas!

I am scouring the net for budget meal ideas...Hillbillyhousewife seems to have a few.
I am determined to make this happen!

and a sassy saver I have not become.

I am sitting here making out my grocery list and menu for the week 6/13-6/19. Friday night I will go grocery shopping. I will stick to the list, stick to the menus and be sure to bring my lunch daily.

I am going to start paying off bills and saving.

I can do this!